![]() The only requirement to apply is that you need a Chime ® Checking Account that has a qualifying direct deposit of at least $200 per month to apply². The Chime Credit Builder² is a fantastic choice for this as it has no annual fee, doesn’t charge interest³ and there’s no credit check needed. Recommended credit score: None required.Ībout the Secured Chime® Credit Builder Visa® Credit CardĪ secured credit card is a great option to grow your credit score when you don’t qualify for other credit cards.Does the issuer offer a preapproval tool? No credit check to apply.Does it report to all three credit bureaus? Yes.Secured Chime® Credit Builder Visa® Credit Card basics The Secured Chime® Credit Builder Visa® Credit Card is a fantastic option for building your credit scores with no annual fees, no minimum security deposit¹ and no credit check required.
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